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Preferred Mortgage Lenders
Buying property in Hastings, East Palatka, rural Putnam County, and St. Augustine often begins with understanding financing options. The lenders below are professionals who assist buyers purchasing homes, land, farms, and investment properties throughout Northeast Florida.
Different lenders specialize in different types of financing, and choosing the right lender for the property and buyer’s situation can make the process smoother and more successful.
Preferred Mortgage Lender Tristan Pearrow – Florida Mortgage Pro
For most mortgage scenarios, Tristan Pearrow with Geneva Financial is our preferred mortgage professional. His company offers a wide variety of loan programs designed to meet the needs of many different buyers, making it possible to find financing solutions for a broad range of property types and financial situations.
Tristan assists buyers purchasing homes, investment properties, and rural properties throughout Hastings, East Palatka, rural Putnam County, St. Augustine and throughout Florida!. He works with first-time buyers, relocating buyers, investors, and buyers seeking specialized financing options.
An additional advantage is that Tristan is local and part of the community, living in Hastings and serving buyers throughout North East Florida. Working with a local mortgage professional who understands the area can be especially helpful for buyers purchasing property in Hastings, East Palatka, and rural Putnam County, where financing requirements for rural homes, land, or homes with acreage may differ from traditional residential properties.
Contact Information
Tristan Pearrow
Mortgage Loan Officer & Advisor
Phone: 904-735-1895
Email: tpearrow@genevafi.com
Website
Tristan Pearrow's loan options: Florida Mortgage Programs
Traditional Financing
Down Payment Assistance
Hometown Heroes
Investor Financing
All in One Loan
Renovation Loans
No Income Verification Loans
Non-QM Loans
Portfolio Loans
Rural and Hobby Farm Loans
No Credit Score and Low Credit Score Loans
Additional Specialty Lending Options
While most buyers will find suitable financing through our preferred mortgage partner, some transactions may require more specialized lending solutions. Certain property types, buyer qualifications, or unique financial situations may benefit from working with lenders who focus on specific loan programs such as agricultural financing, foreign national loans, or other specialized mortgage products. For these situations, the following professionals offer additional lending resources that may assist buyers purchasing property in Hastings, East Palatka, rural Putnam County, and St. Augustine.
Farm, Land & Acreage Financing
Lindsey Wimberley – Farm Credit of Florida
Buyers purchasing farms, agricultural land, or homes with acreage may benefit from working with lenders who specialize in rural property financing.
Lindsey Wimberley with Farm Credit of Florida provides financing solutions designed specifically for agricultural land, rural homesites, and farm properties throughout Northeast Florida.
Contact Information
Lindsey Wimberley
Loan Officer
Farm Credit of Florida
NMLS #1724312
Phone: 386-385-7208
Website
Additional Mortgage Option
Kara Holleran – Florida Mortgage Funding
For buyers who would like to explore additional mortgage options, Kara Holleran with Florida Mortgage Funding is another experienced loan professional known for efficient communication and smooth transactions.
Contact Information
Kara Holleran
Florida Mortgage Funding
NMLS #300761
Email: KaraHolleran@hotmail.com
Foreign National Mortgage Programs
International buyers interested in purchasing property in Hastings, East Palatka, rural Putnam County, or St. Augustine may qualify for specialized Foreign National mortgage programs designed for buyers who do not reside in the United States.
These programs may allow qualified buyers to purchase or refinance U.S. real estate without traditional U.S. credit history or income documentation.
Foreign National Loan Contact
Ronald Cika
Millennium Mortgage
Phone: 954-868-6881
NMLS ID: 317993
Website
Cryptocurrency-Backed Real Estate Financing
Some buyers hold a portion of their wealth in Bitcoin, Ethereum, or other digital assets. In certain situations, buyers interested in crypto real estate transactions in Florida, or those looking to buy property with Bitcoin in Florida, may qualify for specialized cryptocurrency-backed mortgage programs.
These programs allow buyers to use cryptocurrency holdings as collateral for financing rather than liquidating their digital assets.
One example provider offering cryptocurrency-backed mortgage programs is:
Milo – Crypto Mortgage Lending
Website
Buyers interested in crypto mortgages in Florida can also visit our Cryptocurrency Real Estate page to learn how digital assets may be used in real estate transactions.